As an Optometrist, you have made a tremendous investment in your career. It only makes sense to protect this investment by insuring what provides you and your family the financial income and security that you need. An explanation below will provide you with some helpful information. To speak to an adviser in your area regarding your specific needs, call or contact us today!
Disability Insurance, also known as Disability Income Insurance, is an insurance policy designed for professionals that may experience a significant lifestyle change if they were to become disabled. Studies show that there is a 1 in 4 chance of becoming disabled. From a minor injury to a chronic illness, there are several scenarios that could occur, which may create financial hardship for you and your family. At Venture, we provide our clients with a comprehensive plan designed to meet your individual needs to ensure that you are covered for all situations.
BUSINESS OVERHEAD EXPENSE COVERAGE
As a practice owner, whether you are acquiring a practice or starting up, there are many things to consider when deciding what the best direction is for you. It is important to consider all options with regards to protecting all aspects of your business. In addition to Contents Coverage, which all lenders require for practice acquisitions and start-ups, it’s important to protect the stability of your practice in a case where you become disabled and unable to practice. For instance, having a qualified Business Overhead Expense policy will provide a monthly benefit of up to $25,000 to cover any business overhead expenses for your practice. To answer your questions or for additional details, call or contact us today to speak to an adviser in your area!